Privacy Policy

Privacy Policy

Introduction

Welcome to https://equipment-financing-for-business-growth.laneexplorer.com (hereinafter referred to as “EFBG,” “we,” or “our”). We are committed to protecting your privacy and ensuring the security of your personal information. This comprehensive Privacy Policy explains our practices regarding the collection, handling, and disclosure of personal data in accordance with various international privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal information in the private sector
  • General Data Protection Regulation (GDPR) of the European Union
  • Lei Geral de Proteção de Dados Pessoais (LGPD) in Brazil
  • California Consumer Privacy Act (CCPA/CPRA) and California Privacy Rights Act (CPRAA)
  • Colorado Privacy Act (CPA)
  • Utah Consumer Privacy Act (UCPA)
  • Connecticut Personal Data Protection Act (CTDPA)
  • Virginia Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy covers all aspects of our online presence, including but not limited to:

Please note that this policy does not extend to external platforms, applications, or services linked from our site, as they have their own privacy policies. We encourage you to review these policies before providing any personal information on such third-party sites.

Processing Activities

This Privacy Policy guides your interactions with us in the following scenarios:

  1. Using Our Services: When you utilize our applications and services as an authorized user, we collect and process data necessary for providing these services.
  2. Website Visits: Your interaction with our websites linked to this policy falls under its scope, and your browsing behavior may be monitored.
  3. Communication: If you choose to receive communications from us, including newsletters, emails, calls, or texts/SMS, we will process your contact details for the purpose of delivering these messages.

Personal Data Collection

We collect various categories of personal data, which include:

  • Account Information: Details required to set up and manage your account on our platform.
  • Payment Information: Data needed to process transactions, including cardholder name, payment method, and billing address.
  • Financial Information: Records of financial transactions, such as loan amounts, repayment schedules, and interest rates.
  • Purchase Information: Details about products or services you acquire through our platform.
  • Mobile Device Identifiers: Unique identifiers from your mobile device for authentication and service personalization.
  • Location Data: Information about your geographical location when using our services on a mobile device.
  • Feedback: Your responses to surveys, reviews, or feedback forms.
  • Social Media Information: Data from social media platforms when you choose to connect your accounts with our services.
  • Product Information: Details about products you browse, search for, or purchase on our site.

We gather this data through various methods: user input forms, account settings, browsing activities, automated technologies (such as cookies and device fingerprints), and third-party service providers who assist us in collecting and processing data.

Cookies

We utilize cookies to enhance your experience and for analytics purposes. Cookies are small text files stored on your browser that serve different functions:

  • Strictly Necessary: These ensure the basic functionality of our website, allowing you to navigate and access secure areas.
  • Preference: Cookies store user preferences and settings, remembering your language choice or other custom configurations.
  • Analytics: They help us understand how visitors engage with our site, providing insights for improvement and personalization.

Users can control non-essential cookies through our Cookie Manager, allowing you to customize your privacy settings.

Retention and Deletion

We retain personal data only for as long as necessary or permitted by law. The specific duration depends on the purpose of collection and the type of data. Once the retention period expires, we securely delete or anonymize the information unless we are required to preserve it for legal, tax, or regulatory purposes.

Your Rights

Depending on your jurisdiction, you may have certain rights regarding your personal data, including:

  • Access: The right to request access to and receive a copy of your personal data held by us.
  • Rectification: The right to correct inaccurate or incomplete personal data.
  • Erasure (Right to be Forgotten): The right to request the deletion of your personal data, under certain circumstances.
  • Restriction: The ability to limit the processing of your personal data in specific situations.
  • Portability: The right to receive your personal data in a structured, commonly used format and to transfer it to another controller.
  • Objection: The right to object to the processing of your personal data for specific purposes.
  • Non-Discrimination: Protection against discriminatory decisions based solely on your exercise of rights related to your personal data.

To exercise any of these rights, please contact our Data Privacy Team at [email protected] or through postal mail to our registered address. We will respond to your request within the required time frame as per applicable laws.

Changes to Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any significant changes will be posted on our website with a notice informing users of the updates. We encourage you to review this page periodically to stay informed about how we protect your personal information.

Contact Information

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

  • Email: [email protected]
  • Postal Mail: Data Privacy Team, Equipment Financing for Business Growth, [Address]